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Para tomar decisiones a tiempo, los equipos financieros necesitan saber cuánto se ha gastado, qué compromisos están aprobados y cuánto margen queda disponible antes de autorizar nuevas compras.",{"type":120,"attrs":180,"content":182},{"textAlign":27,"key":181},"p-1",[183],{"text":184,"type":126},"El seguimiento en tiempo real conecta las solicitudes, las aprobaciones, las tarjetas, las facturas y las notas de gastos con las partidas presupuestarias correspondientes. 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La pregunta útil es en qué punto del ciclo captura cada una el dato.",{"type":120,"attrs":321,"content":322},{"textAlign":27,"key":181},[323,325,331,333,339],{"text":324,"type":126},"Toma a un DAF (Director Administrativo y Financiero) que combina A3 para la contabilidad con ",{"text":326,"type":126,"marks":327},"un panel de Power BI que se actualiza cada lunes",[328],{"type":271,"attrs":329},{"href":330,"uuid":27,"anchor":27,"target":27,"linktype":108},"https://learn.microsoft.com/es-es/power-bi/connect-data/refresh-data",{"text":332,"type":126},". El panel es claro, pero muestra lo que A3 tenía registrado el viernes anterior. Las compras con tarjeta de esa semana y las facturas aún sin contabilizar no aparecen. 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Descubre qué tareas automatizar, qué controles aplicar y cómo medir el ahorro.\n",[],[2982],{"cta":2983,"_uid":2984,"items":2985,"heading":3035,"reverse":30,"component":1260,"sectionSettings":3054},[],"cfcc9fa2-a4a9-4364-8c53-dceac04b34b0",[2986,2997,3008,3019],{"_uid":2987,"hide":30,"title":2988,"component":1198,"description":2989},"4eb0026d-6af1-48a8-b617-971039f56d31","¿Hay que pedir el certificado de estar al corriente a todos los proveedores?",{"type":117,"attrs":2990,"content":2991},{"backgroundColor":27},[2992],{"type":120,"attrs":2993,"content":2994},{"textAlign":27},[2995],{"text":2996,"type":126},"No es un requisito general para todos los proveedores. La necesidad de solicitarlo depende del tipo de contrata o subcontrata, de si corresponde a la actividad económica principal y de las obligaciones previstas en la normativa. En los supuestos aplicables, el certificado específico de la AEAT puede evitar la responsabilidad subsidiaria si se cumplen todas las condiciones legales y se ha emitido dentro de los 12 meses anteriores al pago de la factura. Valida el caso concreto con asesoramiento jurídico.",{"_uid":2998,"hide":30,"title":2999,"component":1198,"description":3000},"4776b4c4-219f-42cf-a323-30db1b235f55","¿Qué hacer con las compras urgentes que se saltan el circuito?",{"type":117,"attrs":3001,"content":3002},{"backgroundColor":27},[3003],{"type":120,"attrs":3004,"content":3005},{"textAlign":27},[3006],{"text":3007,"type":126},"Dales un itinerario ligero, como un umbral de 300 € pagado con tarjeta de empresa y justificado después. Si el proveedor se repite más de dos veces, debe pasar por el alta completa.",{"_uid":3009,"hide":30,"title":3010,"component":1198,"description":3011},"482ead76-ce6d-48fb-85d8-66b354ab5fbb","¿Cuánto tarda el onboarding de proveedores?",{"type":117,"attrs":3012,"content":3013},{"backgroundColor":27},[3014],{"type":120,"attrs":3015,"content":3016},{"textAlign":27},[3017],{"text":3018,"type":126},"No existe una cifra de referencia verificada, así que mide tu propio tiempo medio por nivel de riesgo. En proveedores críticos, cuenta con que, según la Resolución 2/2004, la AEAT emite o deniega el certificado de estar al corriente en tres días.",{"_uid":3020,"hide":30,"title":3021,"component":1198,"description":3022},"e86a04a4-bbaa-4041-b936-9d53e0276ac8","¿Qué documentos se piden a un nuevo proveedor?",{"type":117,"attrs":3023,"content":3024},{"backgroundColor":27},[3025,3030],{"type":120,"attrs":3026,"content":3027},{"textAlign":27},[3028],{"text":3029,"type":126},"Como base, puedes solicitar el NIF, el IBAN y el contacto de facturación. Si el proveedor opera en la Unión Europea, comprueba si necesitas validar su número de IVA en VIES según la operación y el procedimiento de tu empresa.",{"type":120,"attrs":3031,"content":3032},{"textAlign":27},[3033],{"text":3034,"type":126},"Para contratas y subcontratas, la documentación adicional depende de la actividad, del contrato y de las obligaciones legales aplicables. Puede incluir certificados de la TGSS o de la AEAT, documentación preventiva, seguros y otros documentos. Confirma qué certificado corresponde, quién debe solicitarlo y durante cuánto tiempo es válido antes de convertirlo en un requisito del proceso.",[3036],{"cta":3037,"_uid":3038,"title":3039,"layout":24,"eyebrow":3046,"subtitle":3049,"component":208,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3052,"sectionSettings":3053,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"1045b02a-07c4-40a8-98b9-f7281777a200",{"type":117,"attrs":3040,"content":3041},{"backgroundColor":27},[3042],{"type":208,"attrs":3043,"content":3044},{"level":349,"textAlign":27},[3045],{"text":1251,"type":126},{"type":117,"content":3047},[3048],{"type":120},{"type":117,"content":3050},[3051],{"type":120},[],[],[],"automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores","es/blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",-4000,[],"0c5dfbfc-5add-437b-b160-7bb180f3bedd","2026-10-29T14:51:13.649Z",[],"blog/automatizacion-del-onboarding-de-proveedores-como-reducir-costes-y-errores",[3064,3065,3066],{"path":3062,"name":27,"lang":39,"published":27},{"path":3062,"name":27,"lang":41,"published":27},{"path":3062,"name":27,"lang":34,"published":27},{"name":3068,"created_at":3069,"published_at":3070,"updated_at":3071,"id":3072,"uuid":3073,"content":3074,"slug":3223,"full_slug":3224,"sort_by_date":27,"position":3225,"tag_list":3226,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":3227,"first_published_at":3070,"release_id":27,"lang":34,"path":27,"alternates":3228,"default_full_slug":3229,"translated_slugs":3230}," Cómo evitar pérdidas por cambio de divisa en los gastos de empleados en el extranjero","2026-10-28T11:45:15.093Z","2026-10-28T15:39:41.551Z","2026-10-28T15:39:41.578Z",235513098662119,"3395447c-6f70-4fbf-9e39-20a361ff22f2",{"_uid":3075,"title":3076,"topics":3077,"noIndex":30,"category":3096,"language":3105,"readTime":24,"component":1160,"heroMedia":3106,"publishedAt":3107,"redirectUrl":24,"leadwallForm":3108,"listingImage":3109,"leadwallTitle":24,"metaDescription":3117,"bottomArticleCta":3118,"leadwallSubtitle":24,"isLeadwallEnabled":30,"componentsAfterTheArticle":3119,"leadwallVisibleParagraphs":24},"86f91919-577e-44b2-b7e4-86534a2b3e04","Cómo evitar pérdidas por cambio de divisa en los gastos de empleados en el extranjero",[3078],{"name":3079,"created_at":3080,"published_at":3081,"updated_at":3082,"id":3083,"uuid":3084,"content":3085,"slug":3086,"full_slug":3087,"sort_by_date":27,"position":2949,"tag_list":3088,"is_startpage":30,"parent_id":162,"meta_data":27,"group_id":3089,"first_published_at":2952,"release_id":27,"lang":34,"path":27,"alternates":3090,"default_full_slug":3091,"translated_slugs":3092,"_stopResolving":43},"Gastos de 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00:00",[],[3110],{"_uid":3111,"link":3112,"asset":3113,"caption":24,"component":1187},"4c670ac3-3d3e-4b40-884e-e2028c3d4aab",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":3114,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3115,"copyright":24,"fieldtype":105,"meta_data":3116,"is_external_url":30},235554715685392,"https://a.storyblok.com/f/146026/1536x1024/f5fdc7aa31/foreign-exchange-expenses-turquoise.png",{},"Descubre cómo controlar los gastos en divisa de tus empleados, evitar pérdidas por tipo de cambio y gestionar reembolsos, DCC e IVA extranjero.",[],[3120],{"cta":3121,"_uid":3122,"items":3123,"heading":3201,"reverse":30,"component":1260,"sectionSettings":3222},[],"c14f5db0-c20f-41df-8d8a-2182e4457234",[3124,3135,3146,3157,3168,3179,3190],{"_uid":3125,"hide":30,"title":3126,"component":1198,"description":3127},"ef46538a-2959-4c20-abcb-cce3753e3738","¿Cómo medir el coste real de cambio?",{"type":117,"attrs":3128,"content":3129},{"backgroundColor":27},[3130],{"type":120,"attrs":3131,"content":3132},{"textAlign":27},[3133],{"text":3134,"type":126},"Compara el cargo en euros con el importe convertido al tipo del BCE de la fecha de la transacción, por ejemplo 176,40 € frente a 166,67 €. Suma las comisiones explícitas y el saldo de las cuentas 668 y 768. Reporta el total cada mes por divisa, equipo y viaje.",{"_uid":3136,"hide":30,"title":3137,"component":1198,"description":3138},"7640b785-8028-4917-8a81-a83ab5f102e8","¿Qué es la conversión dinámica de divisa?",{"type":117,"attrs":3139,"content":3140},{"backgroundColor":27},[3141],{"type":120,"attrs":3142,"content":3143},{"textAlign":27},[3144],{"text":3145,"type":126},"La DCC es la conversión a euros que hace el propio terminal, cajero o web, con un tipo y un recargo que fija el comercio. En una cena de 180 USD, aceptarla supuso casi 10 € más que al tipo del BCE, así que la regla es «paga siempre en moneda local».",{"_uid":3147,"hide":30,"title":3148,"component":1198,"description":3149},"c0b11e4b-e1d0-4352-9ca9-d3850b7e77b6","¿Las dietas en el extranjero tributan en IRPF?",{"type":117,"attrs":3150,"content":3151},{"backgroundColor":27},[3152],{"type":120,"attrs":3153,"content":3154},{"textAlign":27},[3155],{"text":3156,"type":126},"Según el artículo 9 del Reglamento del IRPF, están exentas hasta 91,35 € al día con pernocta y 48,08 € sin pernocta. Por encima de esos límites, el exceso deja de estar exento.",{"_uid":3158,"hide":30,"title":3159,"component":1198,"description":3160},"04ca7a44-d2c1-4c8d-aae0-bfee99addafd","¿Cuánto tiempo hay que conservar los justificantes de gastos en el extranjero?",{"type":117,"attrs":3161,"content":3162},{"backgroundColor":27},[3163],{"type":120,"attrs":3164,"content":3165},{"textAlign":27},[3166],{"text":3167,"type":126},"El plazo fiscal es de cuatro años y el Código de Comercio exige seis, así que la referencia práctica son seis años.",{"_uid":3169,"hide":30,"title":3170,"component":1198,"description":3171},"c6f7008c-e582-4aad-b923-47955007f304","¿Puedo usar un tipo de cambio medio mensual?",{"type":117,"attrs":3172,"content":3173},{"backgroundColor":27},[3174],{"type":120,"attrs":3175,"content":3176},{"textAlign":27},[3177],{"text":3178,"type":126},"Sí, la NRV 11ª del PGC admite un tipo medio para varias operaciones en la misma divisa si el periodo no supera un mes. La excepción es que el tipo haya sufrido variaciones significativas. Un tipo medio trimestral no cumple el límite del mes.",{"_uid":3180,"hide":30,"title":3181,"component":1198,"description":3182},"49ee6266-e8f9-44e5-9703-db8ae230247c","¿Quién asume la diferencia de cambio en un reembolso de gastos?",{"type":117,"attrs":3183,"content":3184},{"backgroundColor":27},[3185],{"type":120,"attrs":3186,"content":3187},{"textAlign":27},[3188],{"text":3189,"type":126},"Lo más defendible es que la asuma la empresa y lo diga la política. Se contabiliza en la cuenta 668 si es negativa o en la 768 si es positiva.",{"_uid":3191,"hide":30,"title":3192,"component":1198,"description":3193},"9a1e8a8b-1c51-4614-92db-86e22347a53d","¿Cuál es el plazo para recuperar el IVA pagado en otro país de la UE?",{"type":117,"attrs":3194,"content":3195},{"backgroundColor":27},[3196],{"type":120,"attrs":3197,"content":3198},{"textAlign":27},[3199],{"text":3200,"type":126},"El Modelo 360 se presenta ante la AEAT hasta el 30 de septiembre del año siguiente al gasto. El IVA soportado en 2026 se puede solicitar hasta el 30 de septiembre de 2027.",[3202],{"cta":3203,"_uid":3204,"title":3205,"layout":24,"eyebrow":3212,"subtitle":3217,"component":208,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3220,"sectionSettings":3221,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"19cfa6f2-c385-4b59-ad18-788251327092",{"type":117,"attrs":3206,"content":3207},{"backgroundColor":27},[3208],{"type":208,"attrs":3209,"content":3210},{"level":349,"textAlign":27},[3211],{"text":1251,"type":126},{"type":117,"attrs":3213,"content":3214},{"backgroundColor":27},[3215],{"type":120,"attrs":3216},{"textAlign":27},{"type":117,"content":3218},[3219],{"type":120},[],[],[],"como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero","es/blog/como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero",-3980,[],"68c63bc7-a689-4084-9a6d-11aa7bf7bd94",[],"blog/como-evitar-perdidas-por-cambio-de-divisa-en-los-gastos-de-empleados-en-el-extranjero",[3231,3232,3233],{"path":3229,"name":27,"lang":39,"published":27},{"path":3229,"name":27,"lang":41,"published":27},{"path":3229,"name":27,"lang":34,"published":27},{"name":3235,"created_at":3236,"published_at":3237,"updated_at":3238,"id":3239,"uuid":3240,"content":3241,"slug":3381,"full_slug":3382,"sort_by_date":27,"position":3383,"tag_list":3384,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":3385,"first_published_at":3386,"release_id":27,"lang":34,"path":27,"alternates":3387,"default_full_slug":3388,"translated_slugs":3389},"Cómo construir un business case para implantar un software de gestión de 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00:00",[],[3278],{"_uid":3279,"link":3280,"asset":3281,"caption":24,"component":1187},"0c6089bf-abd4-423c-a4c3-e292a16548cd",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":3282,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3283,"copyright":24,"fieldtype":105,"meta_data":3284,"is_external_url":30},231327441600230,"https://a.storyblok.com/f/146026/1536x1024/9e07aa1b52/business-case-expense-management-foundation.png",{},"Aprende a construir un business case para un software de gestión de gastos y calcula costes, ahorro, ROI y periodo de recuperación con datos reales.",[],[3288],{"cta":3289,"_uid":3290,"items":3291,"heading":3358,"reverse":30,"component":1260,"sectionSettings":3380},[],"15f697df-87fb-473e-9afc-7e8f7d134fdb",[3292,3303,3314,3325,3336,3347],{"_uid":3293,"hide":30,"title":3294,"component":1198,"description":3295},"725235ae-ec5c-4f5e-9835-a1fa89487f4a","¿Qué debe incluir un business case para un software de gestión de gastos?",{"type":117,"attrs":3296,"content":3297},{"backgroundColor":27},[3298],{"type":120,"attrs":3299,"content":3300},{"textAlign":27},[3301],{"text":3302,"type":126},"Debe incluir seis bloques: línea base, costes ocultos, palancas de ahorro, coste total, tres escenarios de recuperación y riesgos con su mitigación. Ordénalos así para que cada bloque responda a la pregunta que deja abierta el anterior.",{"_uid":3304,"hide":30,"title":3305,"component":1198,"description":3306},"e12c3827-f07a-4eee-905a-fb5b7cb15735","¿Cómo presentar el business case a la dirección?",{"type":117,"attrs":3307,"content":3308},{"backgroundColor":27},[3309],{"type":120,"attrs":3310,"content":3311},{"textAlign":27},[3312],{"text":3313,"type":126},"Presenta una sola página con el problema, la inversión, el ahorro neto y el periodo de recuperación, empezando por el escenario conservador. Deja los supuestos en un anexo y pide aprobar primero un piloto de un mes, con la extensión condicionada a los KPIs.",{"_uid":3315,"hide":30,"title":3316,"component":1198,"description":3317},"f14ae753-7ece-43bd-9703-f8e0d7373d7b","¿Se pueden destruir los tickets en papel tras digitalizarlos?",{"type":117,"attrs":3318,"content":3319},{"backgroundColor":27},[3320],{"type":120,"attrs":3321,"content":3322},{"textAlign":27},[3323],{"text":3324,"type":126},"No automáticamente. La digitalización certificada debe cumplir los requisitos técnicos y de control previstos por la normativa, no solo utilizar un software homologado. Antes de destruir los originales en papel, confirma con tu asesoría fiscal que el proceso utilizado cumple todos los requisitos exigibles para tu empresa.",{"_uid":3326,"hide":30,"title":3327,"component":1198,"description":3328},"0addbf9c-6a83-49b7-b8f9-fcc93b256fcc","¿Cuánto tiempo hay que conservar los tickets y facturas de gastos en España?",{"type":117,"attrs":3329,"content":3330},{"backgroundColor":27},[3331],{"type":120,"attrs":3332,"content":3333},{"textAlign":27},[3334],{"text":3335,"type":126},"Como regla general, el Código de Comercio exige conservar los libros, la documentación y los justificantes durante seis años desde el último asiento. La prescripción tributaria suele ser de cuatro años, pero su cómputo puede verse afectado por interrupciones y reglas especiales. Algunas obligaciones o situaciones pueden exigir plazos distintos, así que confirma el plazo aplicable con tu asesoría fiscal.",{"_uid":3337,"hide":30,"title":3338,"component":1198,"description":3339},"edf6b017-260c-4a3a-9f2d-d8744d2c351d","¿Qué KPIs medir después de la implantación?",{"type":117,"attrs":3340,"content":3341},{"backgroundColor":27},[3342],{"type":120,"attrs":3343,"content":3344},{"textAlign":27},[3345],{"text":3346,"type":126},"Mide cuatro: coste por nota, porcentaje de notas con justificante, días de cierre y plazo de reembolso. Toma la referencia antes del arranque y compárala a los tres meses.",{"_uid":3348,"hide":30,"title":3349,"component":1198,"description":3350},"45076fb0-197c-48e2-9b28-3919759d9a34","¿Qué periodo de recuperación es razonable para un software de gestión de gastos?",{"type":117,"attrs":3351,"content":3352},{"backgroundColor":27},[3353],{"type":120,"attrs":3354,"content":3355},{"textAlign":27},[3356],{"text":3357,"type":126},"En el ejemplo hipotético de este artículo oscila entre 3, 2 y 12 meses, pero no hay una cifra universal. Calcúlalo dividiendo tu inversión inicial entre tu ahorro neto mensual.",[3359],{"cta":3360,"_uid":3361,"title":3362,"layout":24,"eyebrow":3370,"subtitle":3375,"component":208,"textAlign":24,"eyebrowPill":30,"checkmarkList":30,"flexibleSection":3378,"sectionSettings":3379,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"72b6c438-7e27-4b4a-97e0-aba7b4392fb6",{"type":117,"attrs":3363,"content":3364},{"backgroundColor":27},[3365],{"type":208,"attrs":3366,"content":3367},{"level":210,"textAlign":27},[3368],{"text":3369,"type":126},"Preguntas 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También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":3459,"title":3460,"component":1198,"description":3461},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":117,"content":3462},[3463],{"type":120,"attrs":3464,"content":3465},{"textAlign":27},[3466],{"text":3467,"type":126},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":3469,"title":3470,"component":1198,"description":3471},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":117,"content":3472},[3473],{"type":120,"attrs":3474,"content":3475},{"textAlign":27},[3476],{"text":3477,"type":126},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":3479,"title":3480,"component":1198,"description":3481},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":117,"content":3482},[3483],{"type":120,"attrs":3484,"content":3485},{"textAlign":27},[3486],{"text":3487,"type":126},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":3489,"title":3490,"component":1198,"description":3491},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":117,"content":3492},[3493],{"type":120,"attrs":3494,"content":3495},{"textAlign":27},[3496],{"text":3497,"type":126},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":3499,"title":3500,"component":1198,"description":3501},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":117,"content":3502},[3503],{"type":120,"attrs":3504,"content":3505},{"textAlign":27},[3506],{"text":3507,"type":126},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[3509],{"cta":3510,"_uid":3511,"title":3512,"eyebrow":3518,"subtitle":3523,"component":208,"textAlign":24,"flexibleSection":3528,"sectionSettings":3529,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":117,"content":3513},[3514],{"type":208,"attrs":3515,"content":3516},{"level":210,"textAlign":27},[3517],{"text":3369,"type":126},{"type":117,"content":3519},[3520],{"type":120,"attrs":3521,"content":3522},{"textAlign":27},[],{"type":117,"content":3524},[3525],{"type":120,"attrs":3526,"content":3527},{"textAlign":27},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3480,[],"812b517e-2eda-4778-bfe2-493605327cf9","2026-09-14T09:05:53.999Z",[],"blog/conciliacion-de-facturas",[3539,3540,3541],{"path":3537,"name":27,"lang":39,"published":27},{"path":3537,"name":27,"lang":41,"published":27},{"path":3537,"name":27,"lang":34,"published":27},{"name":3543,"created_at":3544,"published_at":3545,"updated_at":3546,"id":3547,"uuid":3548,"content":3549,"slug":3680,"full_slug":3681,"sort_by_date":27,"position":3682,"tag_list":3683,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":3684,"first_published_at":3685,"release_id":27,"lang":34,"path":27,"alternates":3686,"default_full_slug":3687,"translated_slugs":3688},"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, NetSuite y plazos de implementación","2026-09-14T09:05:52.527Z","2026-09-21T13:50:42.776Z","2026-09-21T13:50:42.790Z",219902576793014,"745c86bb-3f18-4b6c-b723-e9418446550f",{"_uid":3550,"title":3543,"topics":3551,"noIndex":30,"category":3569,"language":3578,"component":1160,"heroMedia":3579,"metaTitle":3580,"publishedAt":3581,"readingTime":3582,"redirectUrl":24,"listingImage":3583,"metaDescription":3592,"bottomArticleCta":3593,"componentsAfterTheArticle":3594},"a48b7c03-58f6-41fe-8ce2-34e55d99653f",[3552],{"name":1374,"created_at":3553,"published_at":3554,"updated_at":3555,"id":3556,"uuid":3557,"content":3558,"slug":3559,"full_slug":3560,"sort_by_date":27,"position":2949,"tag_list":3561,"is_startpage":30,"parent_id":162,"meta_data":27,"group_id":3562,"first_published_at":2952,"release_id":27,"lang":34,"path":27,"alternates":3563,"default_full_slug":3564,"translated_slugs":3565,"_stopResolving":43},"2023-04-12T07:13:25.147Z","2026-09-29T09:14:30.371Z","2026-09-29T09:14:30.391Z",290525525,"06802810-57db-474a-ae2f-e0f002cb19bf",{"_uid":2946,"name":1374,"component":23},"gastos","es/blog/topic/gastos",[],"64c72f54-59b5-40c2-acfd-1ce316754792",[],"blog/topic/gastos",[3566,3567,3568],{"path":3564,"name":27,"lang":39,"published":27},{"path":3564,"name":27,"lang":41,"published":27},{"path":3564,"name":27,"lang":34,"published":27},{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":3570,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":3572,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":3573,"default_full_slug":1167,"translated_slugs":3574,"_stopResolving":43},{"_uid":1154,"icon":3571,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[3575,3576,3577],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, ","2026-09-10 00:00","14",[3584],{"_uid":3585,"link":3586,"asset":3587,"caption":24,"component":1187},"055925a0-284a-4538-a176-263f9eb5c6e1",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":3588,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3589,"copyright":24,"fieldtype":105,"meta_data":3590,"is_external_url":30},222449769406364,"https://a.storyblok.com/f/146026/1672x941/93f71ef550/integracion-erp-gestion-de-gastos.png",{"size":3591},"1672x941","Descubre qué aportan la IA y la automatización a la integración ERP, cuándo necesitas SAP o NetSuite y qué factores determinan el plazo.",[],[3595],{"_uid":3596,"items":3597,"heading":3658,"component":1260},"6a8a5f47-adf1-46b2-bbbf-af6df2ef16cd",[3598,3608,3618,3628,3638,3648],{"_uid":3599,"title":3600,"component":1198,"description":3601},"b5e8bde6-8d6c-464c-8656-31dc06e32c2e","¿La IA contable decide por sí sola cómo registrar una factura?",{"type":117,"content":3602},[3603],{"type":120,"attrs":3604,"content":3605},{"textAlign":27},[3606],{"text":3607,"type":126},"No debería tratarse como un sistema que decide sin supervisión. La IA puede leer documentos, extraer información y sugerir categorías o cuentas, pero el equipo financiero debe revisar y confirmar los datos cuando sea necesario.",{"_uid":3609,"title":3610,"component":1198,"description":3611},"3d636006-7eb8-4147-befb-dfcf4a190a3d","¿Cuándo basta un conector ligero y cuándo conviene utilizar SAP o NetSuite?",{"type":117,"content":3612},[3613],{"type":120,"attrs":3614,"content":3615},{"textAlign":27},[3616],{"text":3617,"type":126},"Un conector ligero puede ser suficiente para una empresa con una entidad y procesos contables estándar. SAP o NetSuite pueden resultar más adecuados cuando existen varias entidades, divisas, consolidación de grupo o flujos personalizados. La decisión depende de la complejidad real del negocio.",{"_uid":3619,"title":3620,"component":1198,"description":3621},"96008d9e-662d-41d1-b297-fc59a22f06b4","¿Cuánto tarda una integración con un ERP?",{"type":117,"content":3622},[3623],{"type":120,"attrs":3624,"content":3625},{"textAlign":27},[3626],{"text":3627,"type":126},"No existe un plazo único. Una conexión estándar suele requerir menos tiempo que un proyecto personalizado, mientras que una integración con varias entidades y estructuras contables complejas puede necesitar varias fases de análisis, configuración y validación.",{"_uid":3629,"title":3630,"component":1198,"description":3631},"34b2f188-09bd-4f3e-92c3-8c7711249b3f","¿La integración con un ERP garantiza el cumplimiento fiscal?",{"type":117,"content":3632},[3633],{"type":120,"attrs":3634,"content":3635},{"textAlign":27},[3636],{"text":3637,"type":126},"No. Puede mejorar la trazabilidad, organizar la documentación y facilitar la revisión, pero no determina por sí sola el tratamiento fiscal ni garantiza el cumplimiento de las obligaciones aplicables.",{"_uid":3639,"title":3640,"component":1198,"description":3641},"1e92712a-5d22-4c86-9cd4-0becd4a43076","¿Qué diferencia hay entre integrar un ERP y exportar un archivo contable?",{"type":117,"content":3642},[3643],{"type":120,"attrs":3644,"content":3645},{"textAlign":27},[3646],{"text":3647,"type":126},"Una exportación traslada información en un momento concreto y suele requerir más trabajo manual. Una integración puede mantener conectados determinados datos y procesos, aunque el alcance depende de las herramientas, la configuración y las reglas definidas por la empresa.",{"_uid":3649,"title":3650,"component":1198,"description":3651},"1e1e84ba-2641-4965-9c29-09bfd625c77c","¿Cómo puede ayudar Spendesk a integrar la gestión del gasto con la contabilidad?",{"type":117,"content":3652},[3653],{"type":120,"attrs":3654,"content":3655},{"textAlign":27},[3656],{"text":3657,"type":126},"Spendesk no es un ERP: resuelve lo que un ERP no está diseñado para hacer bien. Un ERP centraliza la contabilidad, pero el gasto nace fuera de él, en tarjetas, facturas y solicitudes dispersas. Spendesk captura esa información desde el origen, con OCR, flujos de aprobación y reglas de codificación, y la entrega al ERP ya organizada, en lugar de que el equipo financiero la reconstruya línea por línea en cada cierre. 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corporativas?",{"type":117,"content":4031},[4032],{"type":120,"attrs":4033,"content":4034},{"textAlign":27},[4035],{"text":4036,"type":126},"Es un sistema para gestionar los pagos de la empresa mediante una política de gastos, tarjetas físicas o virtuales, límites, aprobaciones y control de la documentación. 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La empresa mantiene la responsabilidad de revisar el tratamiento fiscal y contable de sus operaciones.",{"_uid":4068,"title":4069,"component":1198,"description":4070},"313cd4a4-0744-4702-af66-f35044951477","¿Por dónde empezar a implantar un programa de tarjetas corporativas?",{"type":117,"content":4071},[4072],{"type":120,"attrs":4073,"content":4074},{"textAlign":27},[4075],{"text":4076,"type":126},"Lo recomendable es comenzar con un piloto, definir la política, configurar los límites y aprobaciones, emitir las tarjetas necesarias y revisar las primeras transacciones. Después se puede ajustar el proceso y ampliarlo progresivamente al resto de la empresa.",[4078],{"cta":4079,"_uid":4080,"title":4081,"eyebrow":4087,"subtitle":4092,"component":208,"textAlign":24,"flexibleSection":4097,"sectionSettings":4098,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"640c60ad-95b2-4a5d-90f7-4b365398c50d",{"type":117,"content":4082},[4083],{"type":208,"attrs":4084,"content":4085},{"level":210,"textAlign":27},[4086],{"text":3369,"type":126},{"type":117,"content":4088},[4089],{"type":120,"attrs":4090,"content":4091},{"textAlign":27},[],{"type":117,"content":4093},[4094],{"type":120,"attrs":4095,"content":4096},{"textAlign":27},[],[],[],"programa-de-tarjetas-corporativas","es/blog/programa-de-tarjetas-corporativas",-3440,[],"1762209a-287f-4042-bf28-979a2dd1a50f","2026-09-14T09:05:48.327Z",[],"blog/programa-de-tarjetas-corporativas",[4108,4109,4110],{"path":4106,"name":27,"lang":39,"published":27},{"path":4106,"name":27,"lang":41,"published":27},{"path":4106,"name":27,"lang":34,"published":27},{"name":4112,"created_at":4113,"published_at":4114,"updated_at":4115,"id":4116,"uuid":4117,"content":4118,"slug":4231,"full_slug":4232,"sort_by_date":27,"position":4233,"tag_list":4234,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4235,"first_published_at":4236,"release_id":27,"lang":34,"path":27,"alternates":4237,"default_full_slug":4238,"translated_slugs":4239},"Cómo reducir gastos en una empresa pequeña sin frenar el crecimiento","2026-09-07T10:54:05.115Z","2026-09-10T13:39:58.512Z","2026-09-10T13:39:58.538Z",217451909640019,"23773bb8-6ff6-4dcf-b4a2-c69287f3f351",{"_uid":4119,"title":4112,"topics":4120,"noIndex":30,"category":4121,"language":4130,"component":1160,"heroMedia":4131,"metaTitle":4132,"publishedAt":4133,"readingTime":4134,"redirectUrl":24,"listingImage":4135,"metaDescription":4143,"bottomArticleCta":4144,"componentsAfterTheArticle":4145},"d474860b-554f-40ab-9b6a-15f444c2d569",[],{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4122,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4124,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4125,"default_full_slug":1167,"translated_slugs":4126,"_stopResolving":43},{"_uid":1154,"icon":4123,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4127,4128,4129],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Cómo reducir gastos en una empresa pequeña sin frenar el cre","2026-08-26 00:00","10",[4136],{"_uid":4137,"link":4138,"asset":4139,"caption":24,"component":1187},"27d4d3cc-2805-4ef2-9db2-98e1b7435eb7",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":4140,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4141,"copyright":24,"fieldtype":105,"meta_data":4142,"is_external_url":30},218554254947338,"https://a.storyblok.com/f/146026/1672x941/7c9d551f19/como-reducir-gastos-empresa-pequena.png",{"size":3591},"Descubre cómo mejorar el control de gastos en una empresa pequeña con visibilidad, políticas y automatización, sin frenar el crecimiento.",[],[4146],{"_uid":4147,"items":4148,"heading":4209,"component":1260},"c46464d6-d2ea-4168-bdff-d9f6baa45696",[4149,4159,4169,4179,4189,4199],{"_uid":4150,"title":4151,"component":1198,"description":4152},"f5e8b325-181a-4eab-a8b8-2dd8ef71a70b","¿Qué tipos de gastos debería vigilar una empresa pequeña?",{"type":117,"content":4153},[4154],{"type":120,"attrs":4155,"content":4156},{"textAlign":27},[4157],{"text":4158,"type":126},"Conviene revisar los gastos fijos y recurrentes, como las suscripciones, los servicios externos y los contratos, junto con los gastos variables, como viajes, compras puntuales y reembolsos. 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De este modo, la empresa puede ofrecer autonomía sin depender de una tarjeta compartida y conservar más información sobre cada operación.",{"_uid":4180,"title":4181,"component":1198,"description":4182},"d5bda4a3-f968-4c9c-b0da-2424d0cf11d0","¿Qué son los costes ocultos y cómo se detectan?",{"type":117,"content":4183},[4184],{"type":120,"attrs":4185,"content":4186},{"textAlign":27},[4187],{"text":4188,"type":126},"Son gastos que pasan desapercibidos porque están repartidos entre distintos proveedores, tarjetas o equipos. Pueden incluir suscripciones duplicadas, servicios poco utilizados, renovaciones no revisadas o tareas manuales que consumen tiempo. Para detectarlos, reúne la información y revisa periódicamente los proveedores, las categorías y los contratos.",{"_uid":4190,"title":4191,"component":1198,"description":4192},"3848c13b-31f3-48a7-a6c2-56e21729f332","¿Cada cuánto debería revisar los gastos de la empresa?",{"type":117,"content":4193},[4194],{"type":120,"attrs":4195,"content":4196},{"textAlign":27},[4197],{"text":4198,"type":126},"La frecuencia depende del volumen y de la complejidad del gasto. Conviene realizar un seguimiento periódico del presupuesto y programar revisiones específicas para suscripciones, proveedores y categorías con mayor riesgo de desviación.",{"_uid":4200,"title":4201,"component":1198,"description":4202},"8fac8245-7026-4cf6-9f52-a137f0028bd2","¿Puede Spendesk ayudar a controlar los gastos de una empresa pequeña?",{"type":117,"content":4203},[4204],{"type":120,"attrs":4205,"content":4206},{"textAlign":27},[4207],{"text":4208,"type":126},"Spendesk puede ayudar a centralizar tarjetas, gastos, justificantes y aprobaciones en una única plataforma. También permite organizar la información y preparar determinados datos para los procesos financieros, según la configuración disponible. La empresa sigue siendo responsable de definir sus políticas y revisar el tratamiento contable o fiscal que corresponda.",[4210],{"cta":4211,"_uid":4212,"title":4213,"eyebrow":4219,"subtitle":4224,"component":208,"textAlign":24,"flexibleSection":4229,"sectionSettings":4230,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"6606771b-bf0b-4858-b568-51d131a81ccf",{"type":117,"content":4214},[4215],{"type":208,"attrs":4216,"content":4217},{"level":210,"textAlign":27},[4218],{"text":3369,"type":126},{"type":117,"content":4220},[4221],{"type":120,"attrs":4222,"content":4223},{"textAlign":27},[],{"type":117,"content":4225},[4226],{"type":120,"attrs":4227,"content":4228},{"textAlign":27},[],[],[],"como-reducir-gastos-empresa-pequena","es/blog/como-reducir-gastos-empresa-pequena",-3280,[],"c901d782-f217-4052-8c7c-81cd7c60104a","2026-09-07T10:54:05.185Z",[],"blog/como-reducir-gastos-empresa-pequena",[4240,4241,4242],{"path":4238,"name":27,"lang":39,"published":27},{"path":4238,"name":27,"lang":41,"published":27},{"path":4238,"name":27,"lang":34,"published":27},{"name":4244,"created_at":4245,"published_at":4246,"updated_at":4247,"id":4248,"uuid":4249,"content":4250,"slug":4361,"full_slug":4362,"sort_by_date":27,"position":4363,"tag_list":4364,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4365,"first_published_at":4366,"release_id":27,"lang":34,"path":27,"alternates":4367,"default_full_slug":4368,"translated_slugs":4369},"Alta y validación de proveedores: proceso y controles para empresas","2026-09-07T09:57:24.260Z","2026-09-10T13:34:20.089Z","2026-09-10T13:34:20.109Z",217437979731415,"316b4a37-b88b-450b-a3fa-b3d9b2895a9a",{"_uid":4251,"title":4244,"topics":4252,"noIndex":30,"category":4253,"language":4262,"component":1160,"heroMedia":4263,"metaTitle":4264,"publishedAt":4133,"readingTime":4012,"redirectUrl":24,"listingImage":4265,"metaDescription":4273,"bottomArticleCta":4274,"componentsAfterTheArticle":4275},"dc127bec-7dc7-49b0-990c-51171b2863cb",[],{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4254,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4256,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4257,"default_full_slug":1167,"translated_slugs":4258,"_stopResolving":43},{"_uid":1154,"icon":4255,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4259,4260,4261],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Alta y validación de proveedores: proceso y controles para e",[4266],{"_uid":4267,"link":4268,"asset":4269,"caption":24,"component":1187},"d871b5fd-d4b4-468e-b77e-8dc3cb10b910",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":4270,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4271,"copyright":24,"fieldtype":105,"meta_data":4272,"is_external_url":30},218552924947263,"https://a.storyblok.com/f/146026/1672x941/d91d8d9aaf/alta-y-validacion-de-proveedores.png",{"size":3591},"La gestión de proveedores empieza antes de la primera compra, en el maestro de proveedores: el registro donde se almacenan, validan y mantienen los datos de cad",[],[4276],{"_uid":4277,"items":4278,"heading":4339,"component":1260},"d79e7174-ab50-4538-a0d0-d4334a51b20d",[4279,4289,4299,4309,4319,4329],{"_uid":4280,"title":4281,"component":1198,"description":4282},"2c0ed4f2-47f7-48d2-af6a-357bf4673b2f","¿Qué debe incluir una ficha de proveedor?",{"type":117,"content":4283},[4284],{"type":120,"attrs":4285,"content":4286},{"textAlign":27},[4287],{"text":4288,"type":126},"Como mínimo, debería incluir la denominación legal, el NIF, los datos de contacto y la información necesaria para la relación comercial. Según el tipo de proveedor, también puede incorporar datos bancarios, documentación, categoría, criticidad, responsable interno y fechas de revisión.",{"_uid":4290,"title":4291,"component":1198,"description":4292},"0350c7f5-1839-4431-a142-3fc7b983e99a","¿Cuál es la diferencia entre alta y homologación de proveedores?",{"type":117,"content":4293},[4294],{"type":120,"attrs":4295,"content":4296},{"textAlign":27},[4297],{"text":4298,"type":126},"El alta crea el registro del proveedor en el sistema. La homologación o selección evalúa si cumple los requisitos definidos por la empresa antes de iniciar o ampliar la relación comercial. No todos los proveedores necesitan el mismo nivel de homologación.",{"_uid":4300,"title":4301,"component":1198,"description":4302},"c82617ba-f003-431c-953b-95d76350f75d","¿Cómo se puede validar el IBAN de un proveedor?",{"type":117,"content":4303},[4304],{"type":120,"attrs":4305,"content":4306},{"textAlign":27},[4307],{"text":4308,"type":126},"La validación del formato ayuda a detectar errores de escritura, pero no confirma la titularidad de la cuenta. Para reducir riesgos, los cambios deben contrastarse por un canal independiente y aprobarse siguiendo un procedimiento separado de la introducción de los datos.",{"_uid":4310,"title":4311,"component":1198,"description":4312},"bf709b08-8c75-42bf-91f5-1c3ea8e1cb5d","¿Quién debería aprobar el alta de un proveedor?",{"type":117,"content":4313},[4314],{"type":120,"attrs":4315,"content":4316},{"textAlign":27},[4317],{"text":4318,"type":126},"Depende del tamaño de la empresa, del tipo de proveedor y del nivel de riesgo. Como buena práctica, la persona que crea la ficha no debería ser la única que la aprueba, especialmente cuando incluye datos bancarios o documentación sensible.",{"_uid":4320,"title":4321,"component":1198,"description":4322},"3f17b759-0000-466f-807a-2dc1a5ffa7c8","¿Cada cuánto hay que revisar el maestro de proveedores?",{"type":117,"content":4323},[4324],{"type":120,"attrs":4325,"content":4326},{"textAlign":27},[4327],{"text":4328,"type":126},"La frecuencia debe adaptarse a la criticidad del proveedor y a la información que se gestiona. También conviene revisar una ficha cuando se modifica la cuenta bancaria, cambia la situación del proveedor, vence una acreditación o se produce una incidencia.",{"_uid":4330,"title":4331,"component":1198,"description":4332},"9990f708-6630-4cfd-b309-f8712d6c7851","¿Puede Spendesk ayudar a gestionar la información de proveedores?",{"type":117,"content":4333},[4334],{"type":120,"attrs":4335,"content":4336},{"textAlign":27},[4337],{"text":4338,"type":126},"Spendesk puede ayudar a centralizar y gestionar información de proveedores dentro de los módulos y planes aplicables, y a relacionarla con determinados procesos de compras. El alcance depende de la configuración de la cuenta, y la empresa debe mantener sus propios criterios de validación y aprobación.",[4340],{"cta":4341,"_uid":4342,"title":4343,"eyebrow":4349,"subtitle":4354,"component":208,"textAlign":24,"flexibleSection":4359,"sectionSettings":4360,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"2a62ff10-a0f9-4db6-9f79-557fb5b5c4cb",{"type":117,"content":4344},[4345],{"type":208,"attrs":4346,"content":4347},{"level":210,"textAlign":27},[4348],{"text":3369,"type":126},{"type":117,"content":4350},[4351],{"type":120,"attrs":4352,"content":4353},{"textAlign":27},[],{"type":117,"content":4355},[4356],{"type":120,"attrs":4357,"content":4358},{"textAlign":27},[],[],[],"alta-y-validacion-de-proveedores","es/blog/alta-y-validacion-de-proveedores",-3270,[],"15613e0b-49aa-422c-a3a4-a94c437578d5","2026-09-07T09:57:24.321Z",[],"blog/alta-y-validacion-de-proveedores",[4370,4371,4372],{"path":4368,"name":27,"lang":39,"published":27},{"path":4368,"name":27,"lang":41,"published":27},{"path":4368,"name":27,"lang":34,"published":27},{"name":4374,"created_at":4375,"published_at":4376,"updated_at":4377,"id":4378,"uuid":4379,"content":4380,"slug":4501,"full_slug":4502,"sort_by_date":27,"position":4503,"tag_list":4504,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4505,"first_published_at":4506,"release_id":27,"lang":34,"path":27,"alternates":4507,"default_full_slug":4508,"translated_slugs":4509},"Control de gastos de obra: métodos y herramientas para empresas de construcción","2026-09-07T09:57:03.113Z","2026-09-10T13:28:32.629Z","2026-09-10T13:28:32.648Z",217437893113299,"c175d815-10a6-4fe7-b237-26885adce75b",{"_uid":4381,"title":4374,"topics":4382,"noIndex":30,"category":4383,"language":4392,"component":1160,"heroMedia":4393,"metaTitle":4394,"publishedAt":24,"readingTime":3723,"redirectUrl":24,"listingImage":4395,"metaDescription":4403,"bottomArticleCta":4404,"componentsAfterTheArticle":4405},"cf41967d-2efb-4c7d-a728-36f380a4d801",[],{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4384,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4386,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4387,"default_full_slug":1167,"translated_slugs":4388,"_stopResolving":43},{"_uid":1154,"icon":4385,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4389,4390,4391],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Control de gastos de obra: métodos y herramientas para empre",[4396],{"_uid":4397,"link":4398,"asset":4399,"caption":24,"component":1187},"4d74f152-7e0b-4b60-88e4-c19684d4d7b9",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":4400,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4401,"copyright":24,"fieldtype":105,"meta_data":4402,"is_external_url":30},218551279067848,"https://a.storyblok.com/f/146026/1672x941/1dfd562979/control-de-gastos-en-obras.png",{},"El control de gastos de obra permite saber si cada proyecto se mantiene dentro del presupuesto mientras la obra sigue en marcha. En una empresa de construcción,",[],[4406],{"_uid":4407,"items":4408,"heading":4479,"component":1260},"75696efb-29e3-4382-90bb-25fa12909a62",[4409,4419,4429,4439,4449,4459,4469],{"_uid":4410,"title":4411,"component":1198,"description":4412},"e9f741c8-7555-44ce-8309-03fcd194c8a0","¿Cada cuánto conviene actualizar el control de gastos de una obra?",{"type":117,"content":4413},[4414],{"type":120,"attrs":4415,"content":4416},{"textAlign":27},[4417],{"text":4418,"type":126},"Lo ideal es actualizarlo cada vez que se adquiere un compromiso o se realiza un pago. Además, conviene revisar periódicamente la evolución de cada partida para detectar desviaciones mientras todavía se pueden corregir.",{"_uid":4420,"title":4421,"component":1198,"description":4422},"4b686f3d-f9cc-469a-8e5b-e407c73faa06","¿Qué diferencia hay entre coste comprometido y coste real en una obra?",{"type":117,"content":4423},[4424],{"type":120,"attrs":4425,"content":4426},{"textAlign":27},[4427],{"text":4428,"type":126},"El coste comprometido corresponde a importes que la empresa ya ha contratado o pedido, aunque todavía no los haya pagado o recibido en factura. El coste real registrado refleja los gastos que ya se han reconocido o incorporado al sistema de control.",{"_uid":4430,"title":4431,"component":1198,"description":4432},"f3c959f4-72e1-4020-b40f-68eb0fcbb553","¿Cómo se controlan los gastos de subcontratas en obra?",{"type":117,"content":4433},[4434],{"type":120,"attrs":4435,"content":4436},{"textAlign":27},[4437],{"text":4438,"type":126},"El importe debe incorporarse al seguimiento cuando se formaliza el contrato o se adquiere el compromiso. Después, las certificaciones y facturas pueden revisarse frente a los trabajos ejecutados y a las condiciones acordadas.",{"_uid":4440,"title":4441,"component":1198,"description":4442},"bb705a66-d7d9-4da9-a342-d0cb7b57fe0f","¿Cómo gestionar la caja chica en una empresa con varios centros de trabajo?",{"type":117,"content":4443},[4444],{"type":120,"attrs":4445,"content":4446},{"textAlign":27},[4447],{"text":4448,"type":126},"Una alternativa consiste en reducir el uso de efectivo y utilizar medios de pago corporativos con límites y reglas de uso. Cada gasto debe quedar asociado al centro de trabajo, la obra o la partida correspondiente, según la política de la empresa.",{"_uid":4450,"title":4451,"component":1198,"description":4452},"34665bdf-7375-4425-9b4c-9e22725c328c","¿Cómo controlar los gastos de viaje de los equipos de campo?",{"type":117,"content":4453},[4454],{"type":120,"attrs":4455,"content":4456},{"textAlign":27},[4457],{"text":4458,"type":126},"Conviene definir qué gastos están permitidos, qué documentación debe conservarse y cómo se imputa cada gasto a la obra. La captura desde el móvil permite registrar dietas, peajes, aparcamientos y repostajes más cerca del momento del pago.",{"_uid":4460,"title":4461,"component":1198,"description":4462},"267fb6d2-219a-4e89-a61a-69e20002d3c9","¿Puede Spendesk ayudar a controlar los gastos por obra?",{"type":117,"content":4463},[4464],{"type":120,"attrs":4465,"content":4466},{"textAlign":27},[4467],{"text":4468,"type":126},"Spendesk puede ayudar a centralizar transacciones, tarjetas, justificantes y solicitudes de gasto. Si la cuenta está configurada con los proyectos o centros de coste adecuados, el equipo puede organizar y revisar la información de cada obra dentro del flujo definido por la empresa. La imputación y la revisión final deben ajustarse a los procedimientos internos.",{"_uid":4470,"title":4471,"component":1198,"description":4472},"d11b87ae-e95c-4f24-86ad-25d376063559","¿Cómo crear una política de gastos más eficiente en una empresa de construcción?",{"type":117,"content":4473},[4474],{"type":120,"attrs":4475,"content":4476},{"textAlign":27},[4477],{"text":4478,"type":126},"Define quién puede aprobar cada importe, qué gastos están permitidos, qué medios de pago deben utilizarse y qué justificantes son necesarios. La política debe ser clara, aplicable al trabajo de campo y compatible con los procesos de aprobación y revisión de la empresa.",[4480],{"cta":4481,"_uid":4482,"title":4483,"eyebrow":4489,"subtitle":4494,"component":208,"textAlign":24,"flexibleSection":4499,"sectionSettings":4500,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"a2a96f80-279b-4aa2-8830-3b16a865ace0",{"type":117,"content":4484},[4485],{"type":208,"attrs":4486,"content":4487},{"level":210,"textAlign":27},[4488],{"text":3369,"type":126},{"type":117,"content":4490},[4491],{"type":120,"attrs":4492,"content":4493},{"textAlign":27},[],{"type":117,"content":4495},[4496],{"type":120,"attrs":4497,"content":4498},{"textAlign":27},[],[],[],"control-de-gastos-en-obras","es/blog/control-de-gastos-en-obras",-3260,[],"e4267111-1ab3-48ab-8054-df809df980eb","2026-09-07T09:57:03.183Z",[],"blog/control-de-gastos-en-obras",[4510,4511,4512],{"path":4508,"name":27,"lang":39,"published":27},{"path":4508,"name":27,"lang":41,"published":27},{"path":4508,"name":27,"lang":34,"published":27},{"name":4514,"created_at":4515,"published_at":4516,"updated_at":4517,"id":4518,"uuid":4519,"content":4520,"slug":4649,"full_slug":4650,"sort_by_date":27,"position":4651,"tag_list":4652,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4653,"first_published_at":4654,"release_id":27,"lang":34,"path":27,"alternates":4655,"default_full_slug":4656,"translated_slugs":4657},"Factura rectificativa y factura de abono: diferencias, validación y contabilización","2026-09-02T13:33:00.164Z","2026-09-10T13:22:06.135Z","2026-09-10T13:22:06.169Z",215721493195948,"aa64d024-d65f-4f59-95d8-bb6badf065e3",{"_uid":4521,"title":4514,"topics":4522,"noIndex":30,"category":4531,"language":4540,"component":1160,"heroMedia":4541,"metaTitle":4542,"publishedAt":24,"readingTime":3582,"redirectUrl":24,"listingImage":4543,"metaDescription":4551,"bottomArticleCta":4552,"componentsAfterTheArticle":4553},"f6cff6c2-58ed-444f-90f2-f5bd8b090c73",[4523],{"name":1358,"created_at":3404,"published_at":3405,"updated_at":3406,"id":3407,"uuid":3408,"content":4524,"slug":3410,"full_slug":3411,"sort_by_date":27,"position":2949,"tag_list":4525,"is_startpage":30,"parent_id":162,"meta_data":27,"group_id":3413,"first_published_at":2952,"release_id":27,"lang":34,"path":27,"alternates":4526,"default_full_slug":3415,"translated_slugs":4527,"_stopResolving":43},{"_uid":2946,"name":1358,"component":23},[],[],[4528,4529,4530],{"path":3415,"name":27,"lang":39,"published":27},{"path":3415,"name":27,"lang":41,"published":27},{"path":3415,"name":27,"lang":34,"published":27},{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4532,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4534,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4535,"default_full_slug":1167,"translated_slugs":4536,"_stopResolving":43},{"_uid":1154,"icon":4533,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4537,4538,4539],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Factura rectificativa y factura de abono: diferencias, valid",[4544],{"_uid":4545,"link":4546,"asset":4547,"caption":24,"component":1187},"0d40a296-517d-4c9b-88bc-6887116d798d",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":4548,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4549,"copyright":24,"fieldtype":105,"meta_data":4550,"is_external_url":30},218549414806032,"https://a.storyblok.com/f/146026/1672x941/793d193cf8/factura-rectificativa-y-factura-de-abono.png",{"size":3591},"Diferencias entre factura rectificativa y factura de abono, qué revisar antes de registrarla y cómo afecta al IVA soportado, a la contabilidad y al SII.",[],[4554],{"_uid":4555,"items":4556,"heading":4627,"component":1260},"a8cc71ee-c754-40da-9b7b-c0dd5135ce95",[4557,4567,4577,4587,4597,4607,4617],{"_uid":4558,"title":4559,"component":1198,"description":4560},"d66795d8-0cbf-4012-a31e-c1e7905c1c9e","¿Es lo mismo una factura de abono que una factura rectificativa?",{"type":117,"content":4561},[4562],{"type":120,"attrs":4563,"content":4564},{"textAlign":27},[4565],{"text":4566,"type":126},"No son necesariamente términos jurídicos equivalentes. «Factura de abono» suele utilizarse como expresión comercial para referirse a una factura rectificativa que reduce una operación anterior. Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":4568,"title":4569,"component":1198,"description":4570},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":117,"content":4571},[4572],{"type":120,"attrs":4573,"content":4574},{"textAlign":27},[4575],{"text":4576,"type":126},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":4578,"title":4579,"component":1198,"description":4580},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":117,"content":4581},[4582],{"type":120,"attrs":4583,"content":4584},{"textAlign":27},[4585],{"text":4586,"type":126},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":4588,"title":4589,"component":1198,"description":4590},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":117,"content":4591},[4592],{"type":120,"attrs":4593,"content":4594},{"textAlign":27},[4595],{"text":4596,"type":126},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. El periodo de registro y declaración debe revisarse según la normativa vigente.",{"_uid":4598,"title":4599,"component":1198,"description":4600},"bc77ea6c-6878-48f0-806f-245124692708","¿Cómo se contabiliza una factura rectificativa recibida?",{"type":117,"content":4601},[4602],{"type":120,"attrs":4603,"content":4604},{"textAlign":27},[4605],{"text":4606,"type":126},"El tratamiento depende del motivo de la rectificación y de si se trata de una sustitución o de una diferencia. Puede ser necesario registrar únicamente el ajuste o revisar el asiento original y contabilizar la información corregida. La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":4608,"title":4609,"component":1198,"description":4610},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":117,"content":4611},[4612],{"type":120,"attrs":4613,"content":4614},{"textAlign":27},[4615],{"text":4616,"type":126},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":4618,"title":4619,"component":1198,"description":4620},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":117,"content":4621},[4622],{"type":120,"attrs":4623,"content":4624},{"textAlign":27},[4625],{"text":4626,"type":126},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[4628],{"cta":4629,"_uid":4630,"title":4631,"eyebrow":4637,"subtitle":4642,"component":208,"textAlign":24,"flexibleSection":4647,"sectionSettings":4648,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":117,"content":4632},[4633],{"type":208,"attrs":4634,"content":4635},{"level":210,"textAlign":27},[4636],{"text":3369,"type":126},{"type":117,"content":4638},[4639],{"type":120,"attrs":4640,"content":4641},{"textAlign":27},[],{"type":117,"content":4643},[4644],{"type":120,"attrs":4645,"content":4646},{"textAlign":27},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3160,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185","2026-09-02T13:33:00.225Z",[],"blog/factura-rectificativa-y-factura-de-abono",[4658,4659,4660],{"path":4656,"name":27,"lang":39,"published":27},{"path":4656,"name":27,"lang":41,"published":27},{"path":4656,"name":27,"lang":34,"published":27},{"name":4662,"created_at":4663,"published_at":4664,"updated_at":4665,"id":4666,"uuid":4667,"content":4668,"slug":4799,"full_slug":4800,"sort_by_date":27,"position":4801,"tag_list":4802,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4803,"first_published_at":4804,"release_id":27,"lang":34,"path":27,"alternates":4805,"default_full_slug":4806,"translated_slugs":4807},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-10T13:45:14.835Z","2026-09-10T13:45:14.860Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":4669,"title":4662,"topics":4670,"noIndex":30,"category":4679,"language":4688,"component":1160,"heroMedia":4689,"metaTitle":4690,"publishedAt":4691,"readingTime":4012,"redirectUrl":24,"listingImage":4692,"metaDescription":4701,"bottomArticleCta":4702,"componentsAfterTheArticle":4703},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[4671],{"name":1358,"created_at":3404,"published_at":3405,"updated_at":3406,"id":3407,"uuid":3408,"content":4672,"slug":3410,"full_slug":3411,"sort_by_date":27,"position":2949,"tag_list":4673,"is_startpage":30,"parent_id":162,"meta_data":27,"group_id":3413,"first_published_at":2952,"release_id":27,"lang":34,"path":27,"alternates":4674,"default_full_slug":3415,"translated_slugs":4675,"_stopResolving":43},{"_uid":2946,"name":1358,"component":23},[],[],[4676,4677,4678],{"path":3415,"name":27,"lang":39,"published":27},{"path":3415,"name":27,"lang":41,"published":27},{"path":3415,"name":27,"lang":34,"published":27},{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4680,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4682,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4683,"default_full_slug":1167,"translated_slugs":4684,"_stopResolving":43},{"_uid":1154,"icon":4681,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4685,4686,4687],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill","2026-08-25 00:00",[4693],{"_uid":4694,"link":4695,"asset":4696,"caption":24,"component":1187},"c5e8bc46-7451-43bf-a998-28fd00bf481e",{"id":24,"url":24,"linktype":1181,"fieldtype":109,"cached_url":1182,"prep":43},{"id":4697,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4698,"copyright":24,"fieldtype":105,"meta_data":4699,"is_external_url":30},218555405333603,"https://a.storyblok.com/f/146026/1671x941/bd54bf81e9/modelo-390-1.png",{"size":4700},"1671x941","Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[4704],{"_uid":4705,"items":4706,"heading":4777,"component":1260},"55a4787c-f921-4881-83c4-ef5b8473e554",[4707,4717,4727,4737,4747,4757,4767],{"_uid":4708,"title":4709,"component":1198,"description":4710},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":117,"content":4711},[4712],{"type":120,"attrs":4713,"content":4714},{"textAlign":27},[4715],{"text":4716,"type":126},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":4718,"title":4719,"component":1198,"description":4720},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":117,"content":4721},[4722],{"type":120,"attrs":4723,"content":4724},{"textAlign":27},[4725],{"text":4726,"type":126},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":4728,"title":4729,"component":1198,"description":4730},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":117,"content":4731},[4732],{"type":120,"attrs":4733,"content":4734},{"textAlign":27},[4735],{"text":4736,"type":126},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":4738,"title":4739,"component":1198,"description":4740},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":117,"content":4741},[4742],{"type":120,"attrs":4743,"content":4744},{"textAlign":27},[4745],{"text":4746,"type":126},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":4748,"title":4749,"component":1198,"description":4750},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":117,"content":4751},[4752],{"type":120,"attrs":4753,"content":4754},{"textAlign":27},[4755],{"text":4756,"type":126},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":4758,"title":4759,"component":1198,"description":4760},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":117,"content":4761},[4762],{"type":120,"attrs":4763,"content":4764},{"textAlign":27},[4765],{"text":4766,"type":126},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":4768,"title":4769,"component":1198,"description":4770},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":117,"content":4771},[4772],{"type":120,"attrs":4773,"content":4774},{"textAlign":27},[4775],{"text":4776,"type":126},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[4778],{"cta":4779,"_uid":4780,"title":4781,"eyebrow":4787,"subtitle":4792,"component":208,"textAlign":24,"flexibleSection":4797,"sectionSettings":4798,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":117,"content":4782},[4783],{"type":208,"attrs":4784,"content":4785},{"level":210,"textAlign":27},[4786],{"text":3369,"type":126},{"type":117,"content":4788},[4789],{"type":120,"attrs":4790,"content":4791},{"textAlign":27},[],{"type":117,"content":4793},[4794],{"type":120,"attrs":4795,"content":4796},{"textAlign":27},[],[],[],"modelo-390","es/blog/modelo-390",-3150,[],"5095905f-518b-4d56-97b7-f9946b641ce4","2026-09-02T13:32:49.570Z",[],"blog/modelo-390",[4808,4809,4810],{"path":4806,"name":27,"lang":39,"published":27},{"path":4806,"name":27,"lang":41,"published":27},{"path":4806,"name":27,"lang":34,"published":27},{"name":4812,"created_at":4813,"published_at":4814,"updated_at":4815,"id":4816,"uuid":4817,"content":4818,"slug":4948,"full_slug":4949,"sort_by_date":27,"position":4950,"tag_list":4951,"is_startpage":30,"parent_id":1266,"meta_data":27,"group_id":4952,"first_published_at":4953,"release_id":27,"lang":34,"path":27,"alternates":4954,"default_full_slug":4955,"translated_slugs":4956},"IVA soportado en los gastos de empresa y de empleados: qué se puede deducir y cómo","2026-08-27T10:05:50.742Z","2026-08-27T12:34:56.227Z","2026-08-27T12:34:56.247Z",213547215890359,"38a992a6-679c-4dcb-9b49-735825fc2950",{"_uid":4819,"title":4812,"topics":4820,"noIndex":30,"category":4829,"language":4838,"component":1160,"heroMedia":4839,"metaTitle":4840,"publishedAt":24,"readingTime":4841,"redirectUrl":24,"listingImage":4842,"metaDescription":4850,"bottomArticleCta":4851,"componentsAfterTheArticle":4852},"8af78eab-9798-45f3-92f2-166648e6ac31",[4821],{"name":1374,"created_at":3553,"published_at":3554,"updated_at":3555,"id":3556,"uuid":3557,"content":4822,"slug":3559,"full_slug":3560,"sort_by_date":27,"position":2949,"tag_list":4823,"is_startpage":30,"parent_id":162,"meta_data":27,"group_id":3562,"first_published_at":2952,"release_id":27,"lang":34,"path":27,"alternates":4824,"default_full_slug":3564,"translated_slugs":4825,"_stopResolving":43},{"_uid":2946,"name":1374,"component":23},[],[],[4826,4827,4828],{"path":3564,"name":27,"lang":39,"published":27},{"path":3564,"name":27,"lang":41,"published":27},{"path":3564,"name":27,"lang":34,"published":27},{"name":1148,"created_at":1149,"published_at":16,"updated_at":1150,"id":1151,"uuid":1152,"content":4830,"slug":1160,"full_slug":1161,"sort_by_date":27,"position":54,"tag_list":4832,"is_startpage":30,"parent_id":1163,"meta_data":27,"group_id":1164,"first_published_at":1165,"release_id":27,"lang":34,"path":27,"alternates":4833,"default_full_slug":1167,"translated_slugs":4834,"_stopResolving":43},{"_uid":1154,"icon":4831,"name":1148,"component":1159},{"id":1156,"alt":1157,"name":24,"focus":24,"title":24,"filename":1158,"copyright":24,"fieldtype":105,"is_external_url":30},[],[],[4835,4836,4837],{"path":1167,"name":27,"lang":39,"published":27},{"path":1167,"name":27,"lang":41,"published":27},{"path":1167,"name":27,"lang":34,"published":27},[34],[],"IVA soportado en los gastos de empresa y de empleados: qué s","16",[4843],{"_uid":4844,"asset":4845,"caption":24,"component":1187},"1de8f75f-1bd0-42ee-a5c2-08022b3d42c8",{"id":4846,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4847,"copyright":24,"fieldtype":105,"meta_data":4848,"is_external_url":30},213582395689572,"https://a.storyblok.com/f/146026/1535x1024/e848c12268/iva-soportado.png",{"size":4849},"1535x1024","Descubre cómo gestionar el IVA soportado de los gastos de empresa y empleados, qué documentación necesitas y cómo preparar la información para tu Modelo 303.",[],[4853],{"_uid":4854,"items":4855,"heading":4926,"component":1260},"5cc20ce9-9c68-49f4-8c7d-06d62c5f2ed6",[4856,4866,4876,4886,4896,4906,4916],{"_uid":4857,"title":4858,"component":1198,"description":4859},"ef3bd6d4-8891-4fbc-987a-33a4b36e6d23","¿Cuál es la diferencia entre IVA soportado e IVA repercutido?",{"type":117,"content":4860},[4861],{"type":120,"attrs":4862,"content":4863},{"textAlign":27},[4864],{"text":4865,"type":126},"El IVA soportado es el que la empresa paga en sus compras y gastos. El IVA repercutido es el que cobra a sus clientes en sus ventas o servicios. La liquidación periódica tiene en cuenta ambos conceptos, conforme a las reglas aplicables.",{"_uid":4867,"title":4868,"component":1198,"description":4869},"cf52c420-13e2-41d2-8022-5afcb0679c90","¿Cuál es la diferencia entre IVA devengado e IVA deducible?",{"type":117,"content":4870},[4871],{"type":120,"attrs":4872,"content":4873},{"textAlign":27},[4874],{"text":4875,"type":126},"El IVA devengado se refiere al momento en que nace la obligación tributaria de una operación. El IVA deducible es la parte del IVA soportado que la empresa puede restar cuando cumple los requisitos correspondientes.",{"_uid":4877,"title":4878,"component":1198,"description":4879},"debf2315-76f3-495f-8c56-d7ea4f3ae93f","¿Se puede deducir el IVA de las comidas de empresa?",{"type":117,"content":4880},[4881],{"type":120,"attrs":4882,"content":4883},{"textAlign":27},[4884],{"text":4885,"type":126},"Puede ser deducible cuando la comida está relacionada con la actividad, el gasto cumple las condiciones fiscales aplicables y existe una factura o justificante válido. Conviene conservar también información sobre el motivo del gasto y sus participantes cuando sea necesario.",{"_uid":4887,"title":4888,"component":1198,"description":4889},"e7aac6c8-ff94-4088-a783-78f5b88c4790","¿Se puede deducir el IVA de un parking o un peaje?",{"type":117,"content":4890},[4891],{"type":120,"attrs":4892,"content":4893},{"textAlign":27},[4894],{"text":4895,"type":126},"No automáticamente. Aunque el parking o el peaje estén relacionados con un desplazamiento profesional, también hay que revisar el vehículo utilizado, su grado de afectación a la actividad, las limitaciones aplicables y la documentación disponible.",{"_uid":4897,"title":4898,"component":1198,"description":4899},"371f6fee-8c41-4623-a073-54725d76a526","¿Qué debe mostrar una factura para poder deducir el IVA?",{"type":117,"content":4900},[4901],{"type":120,"attrs":4902,"content":4903},{"textAlign":27},[4904],{"text":4905,"type":126},"Debe reunir los datos fiscales exigidos para identificar la operación, al proveedor y a la empresa, además de mostrar la información sobre la base y el IVA cuando corresponda. Un justificante simplificado o incompleto puede no permitir la deducción.",{"_uid":4907,"title":4908,"component":1198,"description":4909},"e9444e3a-edbd-4f78-8bcc-96b70fb1639a","¿Cómo se gestionan los gastos profesionales que pagan los empleados?",{"type":117,"content":4910},[4911],{"type":120,"attrs":4912,"content":4913},{"textAlign":27},[4914],{"text":4915,"type":126},"La empresa debe reunir la documentación, comprobar la relación con la actividad, revisar el tratamiento de IVA y registrar la operación en su sistema contable. Después, el equipo financiero o la asesoría determina cómo incluirla en la liquidación correspondiente.",{"_uid":4917,"title":4918,"component":1198,"description":4919},"0c2abf90-247e-45db-8267-9bebb578aa85","¿Cómo ayuda Spendesk a gestionar el IVA soportado de los gastos?",{"type":117,"content":4920},[4921],{"type":120,"attrs":4922,"content":4923},{"textAlign":27},[4924],{"text":4925,"type":126},"Spendesk permite a los empleados subir una foto del justificante desde la aplicación en el momento de compra, extrae datos básicos mediante reconocimiento óptico de caracteres (OCR) y centraliza la documentación junto a la transacción. El equipo financiero puede revisar los gastos, asignar categorías y tipos de IVA, gestionar aprobaciones y exportar la información a herramientas contables. Estas funciones facilitan la preparación de los datos, pero no sustituyen la validación fiscal de la empresa o de su asesoría.",[4927],{"cta":4928,"_uid":4929,"title":4930,"eyebrow":4936,"subtitle":4941,"component":208,"textAlign":24,"flexibleSection":4946,"sectionSettings":4947,"displaySeparator":30,"breakLineOnMobile":30,"subtitleLeftBorder":30,"customTitleFontSize":24},[],"dc067b48-aa2c-4fd7-bfa6-e351e2138e50",{"type":117,"content":4931},[4932],{"type":208,"attrs":4933,"content":4934},{"level":210,"textAlign":27},[4935],{"text":3369,"type":126},{"type":117,"content":4937},[4938],{"type":120,"attrs":4939,"content":4940},{"textAlign":27},[],{"type":117,"content":4942},[4943],{"type":120,"attrs":4944,"content":4945},{"textAlign":27},[],[],[],"iva-soportado","es/blog/iva-soportado",-3000,[],"2d64bb14-c76c-4c2b-9deb-bc21d21f88be","2026-08-27T10:05:50.810Z",[],"blog/iva-soportado",[4957,4958,4959],{"path":4955,"name":27,"lang":39,"published":27},{"path":4955,"name":27,"lang":41,"published":27},{"path":4955,"name":27,"lang":34,"published":27},[4961,4962,4963,4964],["Reactive",3234],["Reactive",3692],["Reactive",3393],["Reactive",3542],1793287505188]